Commercial property coverage can help protect your company ’s property from physical damage caused by a fire, windstorm, vandalis m or other covered caus e of loss. Sometimes, the covered property damage causes your business to shut down temporarily. Should revenues decline or come to a halt as a result o f a covered loss, business income coverage may provide the financial p rotection you need to meet your continuing expense obligations such as payroll, rent, utilities and taxes, as well as protect your net income during the time your business is unable to operat e .
Completing a business income worksheet can help you estimate how much business income coverage you may need. Together with a sound business continuity plan , it serves as a critical planning tool to help your business recover from unplanned business interruptions.
To get started, download a business income worksheet for your industry .
Tailor coverage to address the risks to your business.
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This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.
